The Trust Infrastructure for DRC Development
BANA connects diaspora capital to verified DRC construction — every franc tracked, every milestone inspected, every payout proven.
Right now it is — in Kinshasa. The record keeps time there.
Kinshasa needs 263,000 new homes every year. The government's first Eurobond was oversubscribed four times over. International capital is already moving toward the DRC. But for the diaspora, deploying capital at the project level has always meant trusting a fragmented chain of intermediaries. BANA replaces that trust deficit with proof.
And that is one city, in a country the size of Western Europe.Lubumbashi. Goma. Kisangani. Bukavu. Twenty-five more provinces are asking the same question.
Money on BANA does not just flow — it moves step by recorded step, and no step can be skipped, reversed, or improvised. Drag the project forward and watch what the money does at every stage.
Your capital is held securely in escrow, not in a contractor's pocket.
A vetted local contractor begins work, funded by mobilization tranches.
Materials are bought from certified merchants using closed-loop vouchers.
Two independent inspectors verify every milestone on site.
Funds are released only when the inspectors' findings match.
When construction finishes, your property is listed on Bana Stays and earns yield.
Every movement of money on BANA is written down the moment it happens, permanently. Nobody can quietly rewrite history — not a contractor, not an administrator, not BANA itself. Don't take our word for it. The buttons below are real. Try them.
Before any payment releases, two independent inspectors measure the same work — separately, without knowing who the other is. Set their findings yourself and see the rule in action.
And one more thing. On some milestones, a third inspector audits the audit — silent, unannounced, known to no one on site. Not even the two inspectors know when. If the two findings above ever agree for the wrong reasons, the third is how we find out. That is the point.
Neither inspector can be chosen by the contractor, and neither knows who the other is. One opinion never moves money.
Bana Stays
Construction is the first act. When the final inspection clears, your property is photographed by a vetted creator, listed automatically on global rental platforms and Bana Stays, and run without you lifting a finger — digital check-in for guests, professional turnover after every stay, city taxes withheld and remitted automatically. You receive clean earnings in USD, wherever you live.
These are the four behaviours the platform actually enforces, and the real mechanism behind each one.
Capital committed to a project does not travel through anyone's pocket. At funding it splits into portions sealed in escrow, each tied to a concrete milestone.
Two independent inspectors audit every milestone on site, and neither knows who the other is. Cheating would mean finding a partner the system deliberately hides.
Nothing on the financial record can be edited or deleted — not by a contractor, not by an administrator, not by BANA itself. Corrections are new entries, in the open.
Project funds are spendable only through vouchers redeemable with vetted, certified merchants. Money cannot leak sideways into cash.
Bana means "children" in Lingala. Not a metaphor — a statement of identity. The diaspora did not leave Congo. They are Congo, living at a distance.— Why the name matters
When a diaspora investor funds a project on BANA, the money does not leave the DRC. It moves through it. Every franc that enters the platform pays someone in the DRC before it pays anyone else. That is not a policy — it is how the system is built.
Win tenders on merit — sealed bids, judged blind. Build to the standard, pass the inspection.
The backbone of the guarantee. Two independent findings must match before anything releases.
Photograph properties that reach the world — your equipment insured on every job.
Nine ways to join — contractor, inspector, merchant, hauler, creator, installer, cleaner, protector, expeditor. One standard for all: you are paid on proof, never on promises. See the full network →
Pricing
BANA is currently in private deployment. Exact fees are not published on the public surface today — when commercial onboarding opens, the fee schedule will be published here in full. What will not change is the model: a percentage of capital deployed, charged only as verified milestones clear. No subscriptions, no listing fees, no hidden mark-ups on materials. If the project does not progress, the platform does not get paid.